Wednesday, April 25, 2012

RBI General Awareness Model

1. At which of the following places the Seventh Asia Gas Partnership summit was held in March 2012?
a) New Delhi
b) Islamabad
c) Beijing
d) Dhaka
e) Colombo

2.Which of the following is NOT called the type of Inflation ?
a) Cost Push
b) Real Wages
c) Demand Pull
1) only A
2) only B
3) only C
4) only A and C
5) only B and C

3." A Good Women " is a book written by
a) Dario Fo
b) V.S.Naipaul
c) Orpan Parmuk
d) Herta Muller
e) Danielle steel

4." Mumbai Gold Cup " is a book written by ------
a) Cricket
b) Football
c) Hockey
d) Badminton
e) Lawn Tennis

5."CRY" is the name of the organization Which works for the welfare of --------
a) Cancer Patients
b) Children
c) War Victims
d) Senior Citizen
e) None of these

6.Which of the following countries has raised objection to India's effort to make a 608 Km long road link through Jammu and Kashmir, Himachal Pradesh, Uttarkhand, Sikkim and Arunachal Pradesh ?
a) China
b) Nepal
c) Myanmar
d) Bhutan
e) Afghanistan

7.Which of the following is NOT considered as a parameter for defining the Below Poverty Line(BPL) status of a Person ?
a) Food security
b) Martial Status
c) Debt
d) Literacy
e) land holding

8.When in an interest rate swap the floating rate in one currency is exchanged for fixed rate in other currency, it is called:
a) Quanto Swaps
b) Coupon Swap
c) Plain Vanilla Swap
d) Swap option
e) None of these

9.Which of the following derivative products carry a counterparty risk?
a) FC forward contract
b) currency future
c) commodity futures
d) All of the above
e) None of these

10.Which of the following statement is correct about the budget 2012-13 presented in the parliament on March 16,2012 ?
a) Gross Tax Receipts estimated at Rs 10,77,612 crore.
b) Plan expenditure for 2012-13 at Rs 5,21,025 crore is 18 Percent higher than the budget estimates 2011-12.
c) Fiscal deficit at 5.1 Percent of GDP in Budget Estimates 2012-13.
d) Exemption limit for the general category of individual taxpayers proposed to be enhanced from Rs 1.8 lakh to Rs 2 Lakh
e) All of the above

11.ASEAN recently signed agreement called FTA with India.What is the full form of FTA ?
a) Foreign Trade Agreement
b) Full Trade Agreement
c) Favourite Trade Acknowledgment
d) Final and total Approach
e) Free Trade Agreement

12.What is the full form of UNEP, a term frequently seen in news papers?
a) universal Notification on Energy Protection
b) Universal New Education project
c) Universal Natural Energy Project
d) United Nations Education Programme.
e) United Nations Environment Programme

13.In case of Personal Loan where there is default in repayment, say for 90 days, the account may be classified as -------- asset
a) Sub- Standard
b) Doubtful
c) Loss
d) Dormant
e) None of these

14.The Reserve Bank of India has directed all the banks to ensure that the names of their customers.Individuals or corporates, donot appear in any list published by the security council committee.this act/directive of the RBI is to ensure which of the following ?
a) To ensure that the bank loans/advances taken by the individuals/organizations are used only in those activities for which they are taken.
b) To ensure that money deposited in the bank has not come from unknown and unauthorized sources.
c) To ensure that no one visits a foreign nation for any illegal activities by purchasing foreign currency from a bank
d) To ensure that Indians do not go to a nation where Indians are being targeted for racial discrimination
e) None of these

15.As per the notification issued by the banks, the " Third party ATM usage " will now be restricted to certain withdrawals and limits only. What does it really mean ?
a) The ATM Cardholders will not be able to withdraw from other banks ATMs under any circumstances.
b) Customer of one Bank may be able to withdraw only a limited amounts from other banks ATMs.
c) ATM card holders will have to pay a fee if they withdraw money from other banks ATMs frequently.

1) only A
2) only B
3) only C
4) only B and C
5) only A and B

Wednesday, April 18, 2012

RBI PREVIOUS PAPERS GENERAL AWARENESS -3

1. In which type of account, banks generally don’t pay interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is always payable in all types of account
2. A bank standing order would be suitable for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments
3. Payment of a cheque cannot be made on a cash counter of bank if the cheque is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these
4. Which of the following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canara Bank
(D) Oriental Bank of Commerce
5. What is the Bank draft ?
(A) Letter from the Bank
(B) Cheque which a bank draws on itself
(C) Instraction to a banker to collect a customer’s debt
(D) Instruction not to honour a stop payment
6. The essential characteristic of whatever serves as money is that it must—
(A) Be issued by the State
(B) Be generally acceptable
(C) Not be wholly fiduciary
(D) Have some instrinsic value
7. One of the following is not an example of Near-Money, which ?
(A) Bill of Exchange
(B) Bonds and Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of the Government of India
8. ‘Fiat Money’ is that which is—
(A) Accepted by overseas banks only
(B) Accepted temporarily in lieu of gold
(C) Backed by gold or silver
(D) Decreed as money by the government
9. Money is—
(A) Acceptable only when it has intrinsic value
(B) Constant in purchasing power
(C) The most liquid of all assets
(D) All of the above
10. Greshan’s law states that—
(A) Bad money promotes good money in the system
(B) Bad money drives good money out of circulation
(C) Good money drives bad money out of circulation
(D) Good money promotes bad money in the system
11. Value of Money—
(A) Is independent of the price level
(B) Is directly related to the price level
(C) Is inversely related to the price level
(D) None of the above
12. Demand pull inflation can be caused by money factors including—
(A) A fall in consumption expenditure
(B) A sharp increase in unemployment
(C) A steep reduction in direct taxation
(D) An increase in Income Tax
13. The process of deplation tends to favour—
(A) Debtor and Creditiors a like
(B) Debtor at the expense of Creditors
(C) Creditors at the expense of Debtors
(D) Profit receivers at the expense of fixed income receivers
14. Which of the following statement is not completely true ?
(A) An increase in the supply of money will result in inflation
(B) Cost inflation occurs when prices rise to cover increased factor costs
(C) Inflation occurs when the value of money declines
(D) Inflation will have the effect of redistributing incomes within a country
15. Which of the following people is most likely to benefit from an inflationary situation ?
(A) A person who buys units from the Unit Trust
(B) A person who keeps his savings under the floor at home
(C) A person makes a large private loan to a friend
(D) A person who takes out a mortgage with a building society
16. The principal liability of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment at home
(C) Repayment of its customer’s deposits
(D) Its requirements to make special deposits when requested
17. Which of the following is not a function of the Commercial Banks ?
(A) Acting as a lender of last resort
(B) Lending to the private and public sectors
(C) The provision of a cheque system for setting debts
(D) The provision of safe deposit facilities
18. When the Commercial Bank create credit areas which are in effect and increases—
(A) The national debt
(B) The supply of money
(C) The purchasing power of the rupee
(D) The real wealth of the country
19. A customer does not require a bank account to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft
20. Which of the following is not a liability of Commercial Banks—
(A) Security Holdings
(B) Treasury deposit at banks
(C) Demand deposits and time deposits
(D) Borrowing from Central Bank
21. ‘Not negotiable’ written on a cheque crossing means—
(A) The cheque cannot be paid to any one but the payee
(B) The cheque is valid only for payment of the transaction for which it is made out
(C) An honest person receiving a stolen cheque is liable to repay the rightful owner
(D) The cheque must be paid into a bank
22. The Central Bank is not expected to perform the function of—
(A) Acting as a clearing house
(B) The banker to the government
(C) Accepting deposit from Commercial Banks
(D) Accepting deposits from general public
23. Increase in bank rates generally is followed by—
(A) An increase in market rate of interest
(B) A fall in market rates of interest
(C) A rise only in the deposits rates but not the lending rates
(D) A rise only in the lending rates
24. The major quantitative monetary tool available with the Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve ratio requirements
25. Bank must refuse payment of a cheque where—
(A) Cheque is not dated
(B) Where cheque is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The cheque is not presented during working hours of Bank
26. A ‘Stale’ cheque is one that is—
(A) Over six months old
(B) Converning an overdue payment
(C) Cancelled by the drawer
(D) Written on an account which is overdrawn
27. When the Central Bank sells securities, as a result—
(A) The cash resources at the disposal of the commercial banks increase
(B) The cash resources of the commercial banks remain unchanged
(C) The cash resources at the disposal of commercial banks get diminished
(D) None of the above
28. When a cheque is returned by the bank marked ‘Refer to Drawer’ this means the drawer—
(A) Has instructed the bank not to pay the cheque
(B) Whishes to be contacted before the cheque is cashed
(C) Has improperly completed the cheque and must correct it before payment
(D) Had insufficient funds in his account to pay the cheque
29. The current Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9•5%
30. It has been made compulsory for Non-Banking Financing Companies to get themselves registered with … before July 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of the above
31. India ranks number … among the countries with the biggest growth potential in the world according to the latest report of world Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three
32. Which is the ‘most competitive country’ of the world according to the latest report of world Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands
33. The maximum permissible limit of interest on postshipment rupee credit on demand bills for transit period upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%
34. Which of the following statement is correct about India according to the World Bank’s latest calculations ?
(A) India’s per capita national wealth is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing power parity) is $ 2390
(D) All of the above
35. Scheduled commercial banks recorded nonperforming assets (NPAs) of … at the end of March 2006-07 against 1•8% during 2005-06.
(A) 2•3%
(B) 3•3%
(C) 1•5%
(D) 7•9%
36. Which of the following is not a tool in the hands of RBI to control the inflationary pressure in the country ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)
37. Which of the following is/are included in Legal Tender Money in India ?
(A) Coins and currency notes
(B) Coins and bank drafts
(C) Currency notes and SDRs
(D) Currency notes issued by RBI
38. Which of the following is correctly matched?
(A) CRR on FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR on NRE deposits—31•5%
(D) CRR on NRE—13%
39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata
40. Which of the following Bank merged with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) and (C) both

Friday, April 13, 2012

IBPS PO Current Affairs

1. What is CRR ?What is the Ratio ?
Ans: Cash Reserve Ratio. Reserve Bank Of India has reviewed the monetary policy and to squeeze money from the system CRR(cash reserve ratio has been increased to 5.75 % from 5 %)

2. What is CIL ?
Ans: Coal India Limited. 

3. What is CMD ?
Ans : Chairman and Managing Director.

4. Who is the Chief for CIL ?
Ans :  S Narsing Rao will be the new chairman and managing director of Coal India Limited. After getting clearance from the Central Vigilance Commission (CVC) and coal ministry, it is now confirm that Rao will be the new chairman of CIL. 

5.  Who is the youngest Boxer to qualify olympics ?
Ans : A day after booking their London Olympic berths, Shiva Thapa and Sumit Sangwan put the icing on the cake by winning the gold at the Asian qualifying tournament in Astana, Kazakhstan on Thursday. 
He is 18 years.

6. Who is indian hockey team mens captain ?
Ans : Sandeep Singh

7. Who is the indian hockey team womens captain?
Ans : Asunta lakra.

8.  Tell About Asunta Lakra?
Ans : Asunta is one of the six six Indian girls who will be playing their second Olympic Qualifier. A solid midfielder and tireless players, has been made captain in 2000. A backbone of our team over 8 years, the leadership credit comes to her fittingly. She played Jr. World Cup in 2005; Sr. World Cup and Commonwealth Games twice, and also Asia Cup twice. 
  Asunta hails from Jharkhand, sister of two internationals Bimal Lakra and Birendra Lakra (Sr.).Asunta is match winner, on her day she can change the destiny of the match. Very agile, reflexive, she sets up goals for the forwards. She is an aggressive pivot. 
As a student of Government Girls High School, Bariatu, she made her Jr. intnl debut in Hong Kong in 2000 U-18 Cup.

9. What is the importance of March 22nd ?
Ans : International World Water Day is held annually on 22 March as a means of focusing attention on the importance of freshwater and advocating for the sustainable management of freshwater resources.

10. What is the importance of Jan 9th ?
Ans : NRI Day (Non Resident india day).

11. What is the importance of Jan 26th ?
Ans : Republic Day. 

12. Who is the Chief General for New Army Chief ?
Ans Chief General is V K Singh

Tuesday, April 10, 2012

RBI Previous Model paper 2


ENGLISH LANGUAGE

Direction (Qs. 1 to 5) :   
Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the phrase printed in bold in the given sentence to make it grammatically correct?  If the sentence is correct as it is and no correction is required, then mark your answer as (5) :

1.    Ultimately he received the honour he deserve.
    (1)    Gained the honour he deserve
    (2)    Received the honour he deserves
    (3)    Received the honour he deserved
    (4)    Bags the honour he deserve
    (5)    No correction required
Ans: ( 3 )    Received the honour he deserved
2.  I am totally opposite in the statement of some of our Managers.
    (1)    Totally oppose to the
    (2)    Absolutely oppose by the
    (3)    Totally opposed to the
    (4)    Completely opposed in the
    (5)    No correction required
Ans: ( 3 )    Totally opposed to the
3.Gayatri turned down the job offer to accommodate her friend.
    (1)    Job offered in accommodate
    (2)    Job offers for accommodate
    (3)    Job offer to accommodating
    (4)    Job offer in accommodate
    (5)    No correction require
Ans:    ( 5 )    No correction required
4. She was informed that everyone of them are aware of the fact.
    (1)    Were aware of
    (2)    Are aware of
    (3)    Was aware of
    (4)    Is aware of
    (5)    No correction required
    Ans:    ( 3 )    Was aware of
5.    She has being venturing into areas which she had always avoided in the past.
    (1)    Has been venturing into
    (2)    Has venturing into
    (3)    Would venturing into
    (4)    Had venturing into
    (5)    No correction required
    Ans:    ( 1 )    Has been venturing into
Directions (Qs. 6 to 10) :    Read each sentence to find out whether there is any grammatical error or idiomatic error in it.   The error, if any, will be in one part of the sentence.  The number of that part will be your answer.  If
there is no error (ignore errors of punctuation, if any), 
then your answer will be (5).
6.    They never thought (1) / that Joshi is (2) / oldest than the other (3) / Professors in the Faculty. (4) / No error (5)
    Ans:    ( 3 )   
7.    Taken into consideration (1) / the advice of his (2) / colleagues he decided (3) / to stay in the Institute. (4) /
No error (5)
    Ans:    ( 1 )   
8.    I am likely contact (1) / you sometime in (2) / next week to (3) / discuss with you in detail. (4) / No error (5)
    Ans:    ( 1 )   
9.    The police has making (1) / every effort to provide (2) / best help and (3) / attention to each citizen. (4) / No
error (5)
    Ans:    ( 1 )   
10.    He cannot withdraw (1) / all his money (2) / unless he do not (3) / give advance notice. (4) / No error (5)
    Ans:    ( 3&4 )  
 
Directions (Qs. 11 to 25) :    Read the following passage to answer these questions given below it.  Certain words / phrases have been printed in bold to help you locate them while answering some of the questions :
    The suicide attacks by militant Palestinian groups killing large numbers of Israeli civilians and the harsh Israeli
response, have raised the renewed hopes of peace in the region.  It is Arafat?s leadership and authority that are
being severely tested in the latest phase of the west Asian crisis.     By accusing the Palestinian Authority (PA) of supporting terrorism by groups, Israel hopes to put pressure on Arafat to act.  Arafat, on the other hand, has never looked a less powerful force than he does today.  If he acts against the militants and elements in his own Fatah movement sympathetic to them, he risks a Palestinian civil conflict.  But if he chooses to do nothing, he faces erosion of his authority and all claim to a central role in the peace process.   Whatever he does, sections of the Palestinians will hold that he has gone too far and Israel that he has not gone for enough. This is, of course, why Arafat has invariably shrunk from hard decision.  He has refrained from curbing the militant groups, explaining his inaction as necessary to maintain Palestinian unity.      The Palestinian leadership?s inability to improve economic conditions for its people has been a decisive factor in the erosion of its ability to act.  Palestinians in Gaza have targeted the PA as being responsible for their condition. The Militant organizations have capitalized on the PA?s failure to establish a functioning administrative infrastructure by setting up a parallel welfare system with the help of the millions of dollars.   Though the Palestinian security forces claim to have arrested more than 100 militants after the suicide bomb attacks in Israel, the other similar militant groups remain defiant, confident of their popular support and of the certainty that in the ultimate analysis the PA leadership will stop short of decisive action against them.     That the militant groups enjoy popular support in Gaza is
hardly surprising.  The Gaza Strip today resembles a vast prison camp in which some 1.2 million Palestinians are
crammed.  Despite the Oslo Accord, 7000 Israeli settlers still remain in 20 percent of the Gaza?s area and are
protected by heavily armed Israeli forces.  With its recent blockade of and extensive incursion into PA controlled
territories, the Israeli government has placed the whole civil society in Palestine under siege.  Over 450 NGOs,
eight universities and numerous other educational, civic, social, developmental and health institutions have had their work impeded and their vital services to the population blocked.  An international conference on Israel?s treatment of human rights in West Bank and Gaza, attended by signatories to the 1949 Geneva Conventions, that has opened in Switzerland overriding Israeli and American protests, is expected to censor Israel for its treatment of civilians in the Palestinian territories. Arafat?s standing among Palestinians rests on the authority conferred on the PA by the international community to represent and speak for the Palestinians.  Even the major militant group has so far never openly challenged Arafat?s leadership.  Israel?s latest vicious attacks directed against the PA and Arafat present the international community with the danger that this precarious balance of power in the Palestinian community may be destroyed. Continuance of the Israeli attacks can only further radicalize and harden the attitudes of ordinary Palestinians.  On the other hand, Israeli moves to freeze further expansion of Jewish settlements in the West Bank and Gaza and, as soon as security conditions permit it, ease the economic blockade of Palestinian towns?however remote such measures appear just now?alone can restore the authority of the PA and give it a chance to get a grip on Palestinian militancy.
11. Which of the following factors have raised the hope for peace in West Asia?
A.  Killings of Israeli civilians
B.  Harsh response of Israelites
C.  Revocation of Oslo Accord
    (1)    Only A and C
    (2)    Only B and C
    (3)    Both A and B
    (4)    Either A or B
    (5)    None of these
    Ans:    ( 3 )    Both A and B
12.    Which of the following explains the lack of action on the part of Palestinian leader?
    (1)    He fears the army action against him
    (2)    This according to him will fasten peace process
    (3)    He feels that this step will keep Palestinians united
    (4)    He is seriously worried about the degeneration of his power base
    (5)    None of these
    Ans:    ( 4 )    He is seriously worried about the degeneration of his power base
13.    What is ultimate analysis of other similar militant groups?
    (1)    The PA leadership will only act if a definite forceful action is taken on the PA
    (2)    The suicidal attacks will only aggravate the situation
    (3)    The PA leadership should be changed
    (4)    The action on the Palestinians was justified
    (5)    None of these
    Ans:    ( 5 )    None of these
14.    Which of the following words is just opposite in meaning to the word impeded as used in the passage?
    (1)    Hindered
    (2)    Facilitated
    (3)    Felicitated
    (4)    Stopped
    (5)    Courage
    Ans:    ( 1 )    Hindered
15.    What does the word overriding mean as used in the passage?
    (1)    Notwithstanding
    (2)    Concurring
    (3)    Welcoming
    (4)    Criticizing
    (5)    None of these
    Ans:    ( 1 )    Notwithstanding
16.    Which of the following best describes the meaning of the word challenged as used in the passage?
    (1)    Questioned
    (2)    Accepted
    (3)    Attacked
    (4)    Scared
    (5)    None of these
    Ans:    ( 1 )    Questioned
17.    Which of the following is the most similar word as accusing as used in the passage?
    (1)    Abusing
    (2)    Blaming
    (3)    Charging
    (4)    Responding
    (5)    Praising
    Ans:    ( 2 )    Blaming
18.    Which of the following is the expected outcome of International Conference which is in progress in Switzerland?
    (1)    To revoke 1949 Geneva Convention
    (2)    Impose censorship on propaganda of PA
    (3)    To build cordial relations between Conflicting parties
    (4)    To put a curb on Israel?s policies while treating civilians in an alien territory
    (5)    None of these
    Ans:    ( 3 )    To build cordial relations between Conflicting parties
19.    Which of the following best explains the word vicious as used in the passage?
    (1)    Dangerous
    (2)    Fatal
    (3)    Reoccurring and cyclic
    (4)    Cyclic but not reoccurring
    (5)    None of these
    Ans:    ( 3 )    Reoccurring and cyclic
20.    Which of the following best explains the word remote as used in the passage?
    (1)    Far away from reality
    (2)    Distant
    (3)    Most likely to happen
    (4)    Control in someone else?s hand
    (5)    None of these
    Ans:    ( 1 )    Far away from reality
21.    Who according to the passage conferred the authority to PA?
    (1)    Arafat
    (2)    Israel
    (3)    Militant groups
    (4)    International community
    (5)    None of these
    Ans:    ( 4 )    International community
22.    Which of the following can restore the degenerating authority of the PA?
A.  Arresting the expansion of Jewish settlements
B.  Easening the economic blockade of Palestinian towns
    (1)    Only A
    (2)    Only B
    (3)    Either A or B
    (4)    Both A and B together
    (5)    Neither A or B
    Ans:    ( 4 )    Both A and B together
23.    Which of the following is the most opposite in meaning as the word shrunk as used in the passage?
    (1)    Coming forward
    (2)    Abdicating
    (3)    Control
    (4)    Expand
    (5)    None of these
    Ans:    ( 1 )    Coming forward
24.    What may be the affect of continuous Israeli attacks?
    (1)    It may harness a negative attitude amongst the civil Palestinians
    (2)    It may destroy militancy from its basic roots
    (3)    It may revitalize the weakening leadership of the PA
    (4)    It may enhance militant activities
    (5)    None of these
    Ans:    ( 4 )    It may enhance militant activities
25.    What dangers are being perceived by the International
Community?
    (1)    Both the nations may get destroyed if war erupts
    (2)    The PA and Israel will never strike a deal
    (3)    The attacks against the PA may destroy the balance of
power in Palestinians
    (4)    The militancy may spread in other countries also
    (5)    None of these
    Ans:    ( 3 )    The attacks against the PA may destroy the balance of power in Palestinians
 
Directions (Qs. 26 to 35) :    In the following passage there are blanks, each of which has been numbered.  These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case:     Whatever prosperity India enjoyed in the seventeenth century disappeared when the Mughal Empire ???(26) apart. The most immediate cause of this breakdown was the religious intolerance, which led to the open rebellion.  It was to ???(27) these revolts that the bigot ruler spent ???(28) years in the field, with immense armies consuming the revenues of the country.  There were, however, more deep-seated ???(29)   The corruption of officials and the oppression of the masses steadily ???(30) away the empire?s life blood.  For sometime, there had been a noticeable deterioration in the character of the ruling class.  Wars of succession ???(31) wiped out the leading families, and new blood from central Asia was no ???(32) recruited for the higher governmental posts.  Finally, the Mughal Empire was an alien regime.  It continues to be so ???(33) Akbar?s policy of conciliation was abandoned, and it wore itself out trying to maintain its power ???(34) the ceaseless opposition, only now and then overt but always present, of the (35) citizens.
26.    (1)    Joined
    (2)    Broke
    (3)    Dashed
    (4)    Banged
    (5)    Became
    Ans:    ( 2 )    Broke
27.    (1)    Run out
    (2)    Crash
    (3)    Crush
    (4)    Cajole
    (5)    Motivate
    Ans:    ( 3 )    Crush
28.    (1)    No
    (2)    Hardly
    (3)    Many
    (4)    Inexpensive
    (5)    Most
    Ans:    ( 3 )    Many
29.    (1)    Variables
    (2)    Attributes
    (3)    Characteristics
    (4)    Causes
    (5)    Affect
    Ans:    ( 4 )    Causes
30.    (1)    Drained
    (2)    Gone
    (3)    Sucked
    (4)    Released
    (5)    Went
    Ans:    ( 1 )    Drained
31.    (1)    Has
    (2)    Have
    (3)    Was
    (4)    Did
    (5)    Had
    Ans:    ( 5 )    Had
32.    (1)    Longer
    (2)    Pumped
    (3)    Far
    (4)    Candidate
    (5)    Shorter
    Ans:    ( 1 )    Longer
33.    (1)    At
    (2)    Into
    (3)    Over
    (4)    After
    (5)    Before
    Ans:    ( 4 )    After
34.    (1)    Far
    (2)    At
    (3)    Against
    (4)    Favouring
    (5)    For
    Ans:    ( 3 )    Against
35.    (1)    Discontented
    (2)    Weeping
    (3)    Ruling
    (4)    Calm
    (5)    Contented
    Ans:    ( 1 )    Discontented
Directions (Qs. 36 to 40) :    Pick out the most effective word/phrase from the given words to fill in the blanks to make the sentences meaningfully complete:
36.    Tiwari?s weill-wishers went to the extreme to _____ his
business reputation.
    (1)    Speak
    (2)    Enhance
    (3)    Cajole
    (4)    Provoke
    (5)    Advocate
    Ans:    ( 2 )    Enhance
37.    A group of junior college boys _____ the highest peak of the Shivalik range of the Himalayas.
    (1)    Scaled
    (2)    Walked
    (3)    Climb up
    (4)    Avoided
    (5)    Won
    Ans:    ( 1 )    Scaled
38.    A special programme to raise the standard of living of the village folks has been _____ by the Government.
    (1)    Affixed
    (2)    Stalled
    (3)    Glued
    (4)    Launched
    (5)    Propose
    Ans:    ( 4 )    Launched
39.    A herd of elephants _____ ready to attack the lion.
    (1)    Were
    (2)    Is
    (3)    Was
    (4)    Are
    (5)    Has been
    Ans:    ( 2 )    Is
40.    It is not possible this year to run this company with so many employees, without increasing the _____ of deficit.
    (1)    Loss
    (2)    Altitude
    (3)    Gain
    (4)    Magnitude
    (5)    Extend
    Ans:    ( 4 )    Magnitude

RBI Previous model papers paper 1


Q.1. In that sort of account, banks in all don’t compensate interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is regularly upon credit in all sorts of account

Q.2. A bank station sequence would be befitting for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments

Q.3. Payment of a coupon cannot be done upon a income opposite of bank if a coupon is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these

Q.4. Which of a following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce

Q.5. What is a Bank breeze ?
(A) Letter from a Bank
(B) Cheque that a bank draws upon itself
(C) Instraction to a landowner to pick up a customer’s debt
(D) Instruction not to honour a stop payment

Q.6. The necessary evil of whatever serves as income is that it must—
(A) Be released by a State
(B) Be in all acceptable
(C) Not be unconditionally fiduciary
(D) Have a little instrinsic value

Q.7. One of a following is not an e.g. of Near-Money, that ?
(A) Bill of Exchange
(B) Bonds as well as Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of a Government of India

Q.8. ‘Fiat Money’ is that that is—
(A) Accepted by abroad banks only
(B) Accepted during a moment in lieu of gold
(C) Backed by bullion or silver
(D) Decreed as income by a government

Q.9. Money is—
(A) Acceptable usually when it has unique value
(B) Constant in purchasing power
(C) The many glass of all assets
(D) All of a above

Q.10. Greshan’s law states that—
(A) Bad income promotes great income in a system
(B) Bad income drives great income out of circulation
(C) Good income drives bad income out of circulation
(D) Good income promotes bad income in a system

Q.11. Value of Money—
(A) Is eccentric of a cost level
(B) Is without delay associated to a cost level
(C) Is inversely associated to a cost level
(D) None of a above

Q.12. Demand lift acceleration can be caused by income factors including—
(A) A tumble in expenditure expenditure
(B) A pointy enlarge in unemployment
(C) A high rebate in approach taxation
(D) An enlarge in Income Tax

Q.13. The routine of deplation tends to favour—
(A) Debtor as well as Creditiors a like
(B) Debtor during a responsibility of Creditors
(C) Creditors during a responsibility of Debtors
(D) Profit receivers during a responsibility of bound income receivers

Q.14. Which of a following matter is not utterly loyal ?
(A) An enlarge in a supply of income will outcome in inflation
(B) Cost acceleration occurs when prices climb to cover increasing cause costs
(C) Inflation occurs when a worth of income declines
(D) Inflation will have a outcome of redistributing incomes inside of a country

Q.15. Which of a following people is many approaching to good from an inflationary incident ?
(A) A chairman who buys units from a Unit Trust
(B) A chairman who keeps his resources underneath a office building during home
(C) A chairman creates a vast in isolation loan to a friend
(D) A chairman who takes out a debt with a office building society

Q.16. The principal guilt of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment during home
(C) Repayment of a customer’s deposits
(D) Its mandate to have special deposits when requested

Q.17. Which of a following is not a duty of a Commercial Banks ?
(A) Acting as a lender of final resort
(B) Lending to a in isolation as well as open sectors
(C) The sustenance of a coupon complement for environment debts
(D) The sustenance of protected deposition facilities

Q.18. When a Commercial Bank emanate credit areas that have been in outcome as well as increases—
(A) The inhabitant debt
(B) The supply of money
(C) The purchasing energy of a rupee
(D) The genuine resources of a country

Q.19. A patron does not need a bank comment to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft

Q.20. Which of a following is not a guilt of Commercial Banks—
(A) Security Holdings
(B) Treasury deposition during banks
(C) Demand deposits as well as time deposits
(D) Borrowing from Central Bank

Q.21. ‘Not negotiable’ created upon a coupon channel means—
(A) The coupon cannot be paid to any a single though a payee
(B) The coupon is stream usually for remuneration of a contract for that it is done out
(C) An honest chairman reception a stolen coupon is probable to compensate off a legitimate owner
(D) The coupon contingency be paid in to a bank

Q.22. The Central Bank is not approaching to perform a duty of—
(A) Acting as a clearing house
(B) The landowner to a government
(C) Accepting deposition from Commercial Banks
(D) Accepting deposits from ubiquitous public

Q.23. Increase in bank rates in all is followed by—
(A) An enlarge in marketplace rate of interest
(B) A tumble in marketplace rates of interest
(C) A climb usually in a deposits rates though not a lending rates
(D) A climb usually in a lending rates

Q.24. The vital quantitative financial apparatus accessible with a Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve comparative measure requirements

Q.25. Bank contingency exclude remuneration of a coupon where—
(A) Cheque is not dated
(B) Where coupon is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The coupon is not presented during operative hours of Bank

Q.26. A ‘Stale’ coupon is a single that is—
(A) Over 6 months old
(B) Converning an owing payment
(C) Cancelled by a drawer
(D) Written upon an comment that is overdrawn

Q.27. When a Central Bank sells securities, as a result—
(A) The income resources during a ordering of a blurb banks increase
(B) The income resources of a blurb banks sojourn unchanged
(C) The income resources during a ordering of blurb banks get diminished
(D) None of a above

Q.28. When a coupon is returned by a bank noted ‘Refer to Drawer’ this equates to a drawer—
(A) Has educated a bank not to compensate a cheque
(B) Whishes to be contacted prior to a coupon is cashed
(C) Has improperly finished a coupon as well as contingency scold it prior to payment
(D) Had deficient supports in his comment to compensate a cheque

Q.29. The stream Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9•5%

Q.30. It has been done mandatory for Non-Banking Financing Companies to get themselves purebred with … prior to Jul 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of a above

Q.31. India ranks series … between a countries with a greatest expansion intensity in a universe according to a ultimate inform of universe Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three

Q.32. Which is a ‘most rival country’ of a universe according to a ultimate inform of universe Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands

Q.33. The extent slight extent of seductiveness upon post shipment rupee credit upon direct bills for movement duration upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%

Q.34. Which of a following matter is scold about India according to a World Bank’s ultimate calculations ?
(A) India’s per capita inhabitant resources is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing energy parity) is $ 2390
(D) All of a above

Q.35. Scheduled blurb banks available nonperforming resources (NPAs) of … during a finish of Mar 2006-07 opposite 1•8% during 2005-06.
(A) 2•3%
(B) 3•3%
(C) 1•5%
(D) 7•9%

Q.36. Which of a following is not a apparatus in a hands of RBI to carry out a inflationary vigour in a nation ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)

Q.37. Which of a following is/are enclosed in Legal Tender Money in India ?
(A) Coins as well as banking notes
(B) Coins as well as bank drafts
(C) Currency records as well as SDRs
(D) Currency records released by RBI

Q.38. Which of a following is rightly matched?
(A) CRR upon FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR upon NRE deposits—31•5%
(D) CRR upon NRE—13%

Q.39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata

Q.40. Which of a following Bank joined with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) as well as (C) both

Monday, April 9, 2012

RBI Assistants Recruitment 2012

 RBI (Reserve Bank of India)  has invited applications 2012 for the post of Assistants in its 17 offices all over India. 

Sr. No.
 Office  Vacancies
(Total)
1. Ahmedabad     45    
2. Bangalore 45
3. Bhopal 30
4.
Bhubaneswar 40
5.
Chandigarh
25
6.
Chennai
90
    7.    
Guwahati
        40       
8.
Hyderabad
45
9.
Jaipur
18
10.
Jammu
25
11.
Kanpur & Lucknow
45
12.
Kolkata
145
13.
Mumbai
225
14.
Nagpur    
30
15.
New Delhi
65
16.
Patna
40
17.
Thiruvananthapuram & Kochi
30

RBI Assistant Exam 2012 selection will be through written examinations and interviews. 
The written examination will be held for 200 marks.


 Tests  Marks
 1. Test of Reasoning
 40
 2. Test of English Language  40
 3. Test of Numerical Ability  40
 4. Test of General Awareness  40
 5. Test of Computer Knowledge  40
 Total     200

 Note Please : A candidate has to qualify in each part of the Objective Test separately.

 Final selection process will be on the basis of candidate’s performance in the written examination and interview taken together in order of merit.  


In the next post i will be uploading the rbi model papers check it once.